/* ============================================================
   ZENETH PRO — COMPLETE DESIGN SYSTEM
   ============================================================ */
:root{
  --bg:#FFFFFF;--bg2:#F4F0FF;--bg3:#E8E2F5;
  --pur:#1E0F47;--pur2:#2D1B69;--pur3:#4A2D9E;
  --gold:#C9A84C;--gold2:#E8C96A;
  --body:#2E2448;--gray:#6B5F88;--gray2:#B0A8CC;
  --border:rgba(45,27,105,0.1);--border2:rgba(201,168,76,0.35);
  --sh:0 4px 32px rgba(30,15,71,0.08);--sh2:0 16px 80px rgba(30,15,71,0.14);
  --fh:'Cormorant Garamond',serif;--fb:'Outfit',sans-serif;--fm:'JetBrains Mono',monospace;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--pur);font-family:var(--fb);overflow-x:hidden;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

/* CURSOR */
.cur{position:fixed;width:10px;height:10px;background:var(--gold);border-radius:50%;pointer-events:none;z-index:9998;transform:translate(-50%,-50%)}
.curR{position:fixed;width:36px;height:36px;border:1.5px solid rgba(201,168,76,.5);border-radius:50%;pointer-events:none;z-index:9997;transform:translate(-50%,-50%);transition:width .25s,height .25s}
.curR.h{width:52px;height:52px;border-color:var(--gold)}

/* ============================================================
   NAV
   ============================================================ */
nav{position:fixed;top:0;left:0;right:0;z-index:500;padding:1.2rem 3.5rem;display:flex;align-items:center;justify-content:space-between;transition:all .4s ease;background:transparent}
nav.stk{background:rgba(255,255,255,.97);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid var(--border);padding:.85rem 3.5rem;box-shadow:0 2px 24px rgba(30,15,71,.07)}
.nlogo{display:flex;align-items:center;gap:.7rem;cursor:pointer;text-decoration:none}
.nlogo img{width:46px;height:46px;object-fit:contain;display:block;transition:transform .3s}
.nlogo:hover img{transform:scale(1.08)}
.ntxt{font-family:var(--fh);font-size:1.5rem;font-weight:700;letter-spacing:.02em;line-height:1;color:#fff;transition:color .4s}
.ntxt em{color:var(--gold2);font-style:normal}
nav.stk .ntxt{color:var(--pur)}
nav.stk .ntxt em{color:var(--gold)}
.nlinks{display:flex;align-items:center;gap:1.8rem;list-style:none}
.nlinks>li{position:relative}
.nlinks>li>a{font-family:var(--fm);font-size:.62rem;letter-spacing:.15em;text-transform:uppercase;color:rgba(255,255,255,.78);transition:color .3s;position:relative;display:flex;align-items:center;gap:.35rem;padding:.5rem 0;font-weight:500;white-space:nowrap;cursor:pointer}
.nlinks>li>a::after{content:'';position:absolute;bottom:0;left:0;width:0;height:1.5px;background:var(--gold2);transition:width .3s}
.nlinks>li>a:hover{color:#fff}
.nlinks>li>a:hover::after{width:100%}
nav.stk .nlinks>li>a{color:var(--gray)}
nav.stk .nlinks>li>a:hover{color:var(--pur)}
nav.stk .nlinks>li>a::after{background:var(--gold)}
.nlinks .uw-link{color:var(--gold2)!important}
nav.stk .nlinks .uw-link{color:var(--gold)!important}
.nd-arrow{font-size:.45rem;transition:transform .25s;opacity:.7}
.nlinks>li.active>a .nd-arrow{transform:rotate(180deg)}
.nd-panel{position:absolute;top:100%;left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--border);box-shadow:0 20px 60px rgba(30,15,71,.14);min-width:200px;display:none;flex-direction:column;z-index:600;animation:ndDrop .2s cubic-bezier(.16,1,.3,1)}
@keyframes ndDrop{from{opacity:0;transform:translateX(-50%) translateY(-8px)}to{opacity:1;transform:translateX(-50%) translateY(0)}}
.nd-panel.show{display:flex}
.nd-panel a{padding:.8rem 1.4rem;font-family:var(--fm);font-size:.61rem;letter-spacing:.13em;text-transform:uppercase;color:var(--gray);transition:all .2s;border-left:3px solid transparent;white-space:nowrap}
.nd-panel a:hover{color:var(--pur);background:var(--bg2);border-left-color:var(--gold)}
.nd-mega{position:absolute;top:100%;left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--border);box-shadow:0 20px 60px rgba(30,15,71,.14);display:none;z-index:600;width:680px;padding:1.5rem;animation:ndDrop .2s cubic-bezier(.16,1,.3,1);grid-template-columns:1fr 1fr 1fr;gap:0}
.nd-mega.show{display:grid}
.nd-col{padding:.25rem .75rem}
.nd-col:not(:last-child){border-right:1px solid var(--border)}
.nd-col-title{font-family:var(--fm);font-size:.55rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);padding:.25rem 0 .75rem;margin-bottom:.5rem;border-bottom:1px solid var(--border2);font-weight:500}
.nd-col a{display:block;padding:.55rem .5rem;font-family:var(--fm);font-size:.6rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gray);transition:all .2s;border-left:2px solid transparent;white-space:nowrap}
.nd-col a:hover{color:var(--pur);padding-left:.85rem;border-left-color:var(--gold)}
.ncta{border:1.5px solid rgba(255,255,255,.55)!important;color:rgba(255,255,255,.9)!important;padding:.5rem 1.5rem!important;background:transparent!important;border-radius:2px;font-family:var(--fm)!important;font-size:.62rem!important;letter-spacing:.15em!important;white-space:nowrap}
.ncta::after{display:none!important}
.ncta:hover{background:rgba(255,255,255,.12)!important;border-color:#fff!important;color:#fff!important}
nav.stk .ncta{border-color:var(--pur)!important;color:var(--pur)!important}
nav.stk .ncta:hover{background:var(--pur)!important;color:#fff!important}
.ntog{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:.4rem}
.ntog span{width:24px;height:1.5px;background:rgba(255,255,255,.8);transition:background .3s}
nav.stk .ntog span{background:var(--pur)}
.mnav{display:none;position:fixed;inset:0;background:#fff;z-index:490;flex-direction:column;align-items:center;justify-content:center;gap:1.5rem;overflow-y:auto;padding:3rem 2rem}
.mnav.open{display:flex}
.mnav a{font-family:var(--fh);font-size:2rem;font-weight:600;color:var(--pur);transition:color .3s;text-align:center}
.mnav a:hover{color:var(--gold)}
.mclose{position:absolute;top:1.5rem;right:2.5rem;background:none;border:none;font-size:1.8rem;cursor:pointer;color:var(--gray)}
/* Home page nav override */
body.page-home nav:not(.stk){background:rgba(255,255,255,.96);backdrop-filter:blur(20px);border-bottom:1px solid rgba(45,27,105,.08);box-shadow:0 2px 20px rgba(30,15,71,.06)}
body.page-home nav:not(.stk) .ntxt{color:var(--pur)}
body.page-home nav:not(.stk) .ntxt em{color:var(--gold)}
body.page-home nav:not(.stk) .nlinks>li>a{color:var(--gray)}
body.page-home nav:not(.stk) .nlinks>li>a:hover{color:var(--pur)}
body.page-home nav:not(.stk) .ncta{border-color:var(--pur)!important;color:var(--pur)!important}
body.page-home nav:not(.stk) .ncta:hover{background:var(--pur)!important;color:#fff!important}
body.page-home nav:not(.stk) .uw-link{color:var(--gold)!important}
body.page-home nav:not(.stk) .ntog span{background:var(--pur)}

/* ============================================================
   TICKER
   ============================================================ */
.twrap{background:var(--pur2);overflow:hidden;padding:.9rem 0;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08)}
.tk{display:flex;white-space:nowrap;animation:tkanim 32s linear infinite}
.ti{font-family:var(--fm);font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.6);padding:0 2.5rem;display:flex;align-items:center;gap:.8rem}
.td{width:3px;height:3px;background:var(--gold);border-radius:50%}

/* ============================================================
   SECTIONS & LAYOUT
   ============================================================ */
section{position:relative}
.si{max-width:1380px;margin:0 auto;padding:8rem 4rem}
.slbl{font-family:var(--fm);font-size:.65rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);margin-bottom:1.2rem;display:flex;align-items:center;gap:.8rem;font-weight:500}
.slbl::before{content:'';width:2.5rem;height:1.5px;background:var(--gold)}
.stit{font-family:var(--fh);font-size:clamp(2.8rem,5vw,4.8rem);font-weight:700;line-height:.94;letter-spacing:-.015em;color:var(--pur)}
.stit em{color:var(--gold);font-style:italic}
.ssub{font-size:1.05rem;line-height:1.9;color:var(--body);max-width:580px;margin-top:1.5rem;font-weight:400}
.sdiv{width:3rem;height:1.5px;background:var(--gold);margin:2rem 0}

/* ============================================================
   PAGE HERO HEADER
   ============================================================ */
.ph{padding:10rem 4rem 0;background:var(--pur2);position:relative;overflow:hidden;clip-path:polygon(0 0,100% 0,100% 88%,0 100%);margin-bottom:-2rem}
.ph::before{content:'';position:absolute;top:-200px;right:-200px;width:600px;height:600px;background:rgba(201,168,76,.05);border-radius:50%}
.ph-inner{max-width:1380px;margin:0 auto;display:grid;grid-template-columns:1fr 380px;gap:4rem;align-items:center;padding-bottom:9rem}
.page-tag{font-family:var(--fm);font-size:.65rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold2);margin-bottom:1.5rem;display:flex;align-items:center;gap:.8rem;font-weight:500}
.page-tag::before{content:'';width:2.5rem;height:1.5px;background:var(--gold2)}
.page-title{font-family:var(--fh);font-size:clamp(3.2rem,7vw,6.5rem);font-weight:700;line-height:.88;letter-spacing:-.025em;color:#fff}
.page-title em{color:var(--gold2);font-style:italic}
.page-desc{font-size:1.05rem;line-height:1.85;color:rgba(255,255,255,.82);max-width:540px;margin-top:1.8rem;font-weight:400}
.page-acts{display:flex;gap:1.2rem;flex-wrap:wrap;margin-top:2.5rem}
.page-stats{display:flex;flex-direction:column;gap:2rem}
.psn{font-family:var(--fh);font-size:3rem;font-weight:700;color:#fff;line-height:1}
.psl{font-family:var(--fm);font-size:.58rem;letter-spacing:.18em;text-transform:uppercase;color:rgba(255,255,255,.45);margin-top:.25rem}

/* ============================================================
   REVEAL ANIMATIONS
   ============================================================ */
.rv{opacity:0;transform:translateY(50px);transition:opacity .75s cubic-bezier(.16,1,.3,1),transform .75s cubic-bezier(.16,1,.3,1)}
.rv.vis{opacity:1;transform:translateY(0)}
.rv2{opacity:0;transform:translateY(50px);transition:opacity .75s .18s cubic-bezier(.16,1,.3,1),transform .75s .18s cubic-bezier(.16,1,.3,1)}
.rv2.vis{opacity:1;transform:translateY(0)}
.rv3{opacity:0;transform:translateY(50px);transition:opacity .75s .36s cubic-bezier(.16,1,.3,1),transform .75s .36s cubic-bezier(.16,1,.3,1)}
.rv3.vis{opacity:1;transform:translateY(0)}
.rvl{opacity:0;transform:translateX(-50px);transition:opacity .75s cubic-bezier(.16,1,.3,1),transform .75s cubic-bezier(.16,1,.3,1)}
.rvl.vis{opacity:1;transform:translateX(0)}
.rvr{opacity:0;transform:translateX(50px);transition:opacity .75s .18s cubic-bezier(.16,1,.3,1),transform .75s .18s cubic-bezier(.16,1,.3,1)}
.rvr.vis{opacity:1;transform:translateX(0)}

/* ============================================================
   HOME HERO
   ============================================================ */
.hero{min-height:100vh;display:grid;grid-template-columns:1fr 420px;position:relative;overflow:hidden}
.hero-left{display:flex;flex-direction:column;justify-content:center;padding:10rem 4rem 4rem;background:var(--bg)}
.hero-right{background:var(--pur2);display:flex;align-items:center;justify-content:center;padding:4rem 3rem;position:relative;overflow:hidden}
.hero-right::before{content:'';position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:rgba(201,168,76,.05);border-radius:50%}
.heye{font-family:var(--fm);font-size:.65rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:2rem;display:flex;align-items:center;gap:1rem;opacity:0;transform:translateX(-40px);animation:fsl .7s .2s forwards;font-weight:500}
.heye::before{content:'';width:2rem;height:1.5px;background:var(--gold)}
.htitle{font-family:var(--fh);font-size:clamp(4rem,8.5vw,8.5rem);font-weight:700;line-height:.88;letter-spacing:-.025em;color:var(--pur);opacity:0;transform:translateX(-60px);animation:fsl .9s .35s forwards}
.htitle .gline{color:var(--gold);font-style:italic;display:block}
.htitle .bline{display:block}
.hdesc{font-size:1.05rem;line-height:1.85;color:var(--body);max-width:500px;margin:2.5rem 0 3rem;opacity:0;transform:translateX(-40px);animation:fsl .8s .65s forwards;font-weight:400}
.hacts{display:flex;gap:1.2rem;align-items:center;flex-wrap:wrap;opacity:0;transform:translateX(-40px);animation:fsl .8s .85s forwards}
.hstats{display:flex;gap:3.5rem;margin-top:4rem;padding-top:2.5rem;border-top:1px solid var(--border);opacity:0;transform:translateY(20px);animation:fup .8s 1.1s forwards}
.hsn{font-family:var(--fh);font-size:3.2rem;font-weight:700;line-height:1;color:var(--pur)}
.hsl{font-family:var(--fm);font-size:.58rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gray2);margin-top:.2rem}
.hcard{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);padding:2.5rem;width:100%;max-width:340px;position:relative;z-index:1;opacity:0;transform:translateX(50px);animation:fsr .9s .4s forwards;backdrop-filter:blur(12px)}
.hcard-lbl{font-family:var(--fm);font-size:.65rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold2);margin-bottom:1.5rem;font-weight:500}
.hcard-val{font-family:var(--fh);font-size:4rem;font-weight:700;line-height:1;margin-bottom:.4rem;color:#fff;text-shadow:0 2px 20px rgba(0,0,0,.3)}
.hcard-sub{font-size:.88rem;color:rgba(255,255,255,.85);margin-bottom:1.5rem;font-weight:400}
.hcard-div{width:2.5rem;height:2px;background:var(--gold);margin-bottom:1.5rem}
.hcard-row{display:flex;align-items:center;gap:.75rem;margin-bottom:.8rem}
.hcard-dot{width:6px;height:6px;border-radius:50%;background:var(--gold);flex-shrink:0}
.hcard-txt{font-size:.88rem;color:rgba(255,255,255,.85);font-weight:400}

/* ============================================================
   BUTTONS
   ============================================================ */
.btnp{display:inline-block;background:var(--pur);color:#fff;padding:1rem 2.8rem;font-family:var(--fh);font-size:1.05rem;font-weight:600;letter-spacing:.04em;cursor:pointer;position:relative;overflow:hidden;transition:all .35s;border:2px solid var(--pur)}
.btnp::before{content:'';position:absolute;inset:0;background:var(--gold);transform:translateX(-101%);transition:transform .45s ease}
.btnp:hover::before{transform:translateX(0)}.btnp:hover{color:var(--pur)}.btnp span{position:relative;z-index:1}
.btng{display:inline-flex;align-items:center;gap:.6rem;background:transparent;color:var(--pur);padding:1rem 2.8rem;font-family:var(--fh);font-size:1.05rem;font-weight:600;letter-spacing:.04em;border:2px solid rgba(45,27,105,.25);cursor:pointer;transition:all .3s}
.btng:hover{border-color:var(--gold);color:var(--gold)}
.btngold{display:inline-block;background:var(--gold);color:var(--pur);padding:1rem 2.8rem;font-family:var(--fh);font-size:1.05rem;font-weight:700;letter-spacing:.04em;cursor:pointer;transition:all .35s;border:2px solid var(--gold)}
.btngold:hover{background:var(--gold2);transform:translateY(-2px);box-shadow:0 8px 30px rgba(201,168,76,.3)}
.btnw{display:inline-block;background:#fff;color:var(--pur);padding:1rem 2.8rem;font-family:var(--fh);font-size:1.05rem;font-weight:700;letter-spacing:.04em;cursor:pointer;transition:all .35s;border:2px solid #fff}
.btnw:hover{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}

/* ============================================================
   CARDS & GRIDS
   ============================================================ */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:4rem}
.card{background:#fff;border:1px solid var(--border);padding:2.5rem;transition:all .35s;position:relative;overflow:hidden}
.card::before{content:'';position:absolute;top:0;left:0;width:100%;height:3px;background:linear-gradient(to right,var(--pur),var(--gold))}
.card:hover{box-shadow:var(--sh2);transform:translateY(-4px)}
.card-ic{font-size:1.8rem;margin-bottom:1.2rem}
.card-num{font-family:var(--fm);font-size:.6rem;color:var(--gold);margin-bottom:1.5rem;letter-spacing:.2em;font-weight:500}
.card-title{font-family:var(--fh);font-size:1.45rem;font-weight:700;color:var(--pur);margin-bottom:.8rem;line-height:1.1}
.card-desc{font-size:.88rem;line-height:1.9;color:var(--body)}
.card-tag{display:inline-block;margin-top:1rem;font-family:var(--fm);font-size:.58rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);border:1px solid var(--border2);padding:.3rem .75rem}
.feat-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:4rem}
.feat{background:var(--bg2);border:1px solid var(--border);padding:2.2rem;transition:all .3s}
.feat:hover{border-color:var(--border2);box-shadow:var(--sh);transform:translateY(-2px)}
.feat-ic{font-size:1.5rem;margin-bottom:.8rem}
.feat-t{font-family:var(--fh);font-size:1.25rem;font-weight:700;color:var(--pur);margin-bottom:.5rem}
.feat-d{font-size:.88rem;line-height:1.85;color:var(--body)}

/* ============================================================
   DARK STRIP
   ============================================================ */
.dark-strip{background:var(--pur);padding:8rem 4rem;position:relative;overflow:hidden}
.dark-strip::before{content:'';position:absolute;top:-200px;right:-200px;width:600px;height:600px;background:rgba(201,168,76,.04);border-radius:50%}
.ds-inner{max-width:1380px;margin:0 auto}
.ds-grid{display:grid;grid-template-columns:1fr 1fr;gap:8rem;align-items:center}
.ds-label{font-family:var(--fm);font-size:.65rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold2);margin-bottom:1.2rem;display:flex;align-items:center;gap:.8rem;font-weight:500}
.ds-label::before{content:'';width:2.5rem;height:1.5px;background:var(--gold2)}
.ds-title{font-family:var(--fh);font-size:clamp(2.8rem,5vw,4.8rem);font-weight:700;line-height:.94;letter-spacing:-.015em;color:#fff}
.ds-title em{color:var(--gold2);font-style:italic}
.ds-sub{font-size:1.05rem;line-height:1.9;color:rgba(255,255,255,.75);margin-top:1.5rem;font-weight:400}
.step-list{display:flex;flex-direction:column}
.step{display:flex;gap:1.5rem;padding:1.5rem 0;border-bottom:1px solid rgba(255,255,255,.08);align-items:flex-start}
.step:last-child{border-bottom:none}
.step-n{font-family:var(--fm);font-size:.6rem;color:var(--gold2);min-width:28px;padding-top:.2rem;opacity:.6;font-weight:500}
.step-title{font-family:var(--fh);font-size:1.3rem;font-weight:600;color:#fff;margin-bottom:.3rem}
.step-desc{font-size:.86rem;color:rgba(255,255,255,.62);line-height:1.75}

/* ============================================================
   PLANS / PRICING
   ============================================================ */
.plans-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:4rem}
.plan{background:#fff;border:1px solid var(--border);padding:2.5rem;position:relative;transition:all .35s}
.plan.pop{border-color:var(--gold);box-shadow:0 0 0 2px var(--gold)}
.plan-badge{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--pur);font-family:var(--fm);font-size:.58rem;letter-spacing:.14em;text-transform:uppercase;padding:.3rem 1rem;font-weight:700}
.plan-name{font-family:var(--fh);font-size:1.5rem;font-weight:700;color:var(--pur);margin-bottom:.5rem}
.plan-price{font-family:var(--fh);font-size:3.5rem;font-weight:700;color:var(--pur);line-height:1;margin-bottom:.3rem}
.plan-price span{font-size:1.2rem;font-weight:400;color:var(--gray)}
.plan-desc{font-size:.85rem;color:var(--body);margin-bottom:2rem;line-height:1.7;border-bottom:1px solid var(--border);padding-bottom:1.5rem}
.plan-feat{font-family:var(--fm);font-size:.62rem;letter-spacing:.08em;color:var(--body);padding:.55rem 0;border-bottom:1px solid var(--border);display:flex;align-items:center;gap:.6rem}
.plan-feat::before{content:'✓';color:var(--gold);font-weight:700;min-width:14px}
.plan:hover{box-shadow:var(--sh2);transform:translateY(-3px)}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.tc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:4rem}
.tc{background:#fff;border:1px solid var(--border);padding:2.5rem;transition:all .35s;position:relative;overflow:hidden}
.tc::after{content:'';position:absolute;top:0;left:0;width:3px;height:0;background:var(--gold);transition:height .4s}
.tc:hover{box-shadow:var(--sh);transform:translateY(-3px)}.tc:hover::after{height:100%}
.tq{font-family:var(--fh);font-size:1.15rem;font-weight:500;line-height:1.75;color:var(--pur);margin-bottom:1.5rem;font-style:italic}
.ta{font-family:var(--fm);font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:500}
.tco{font-family:var(--fm);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gray2);margin-top:.2rem}

/* ============================================================
   STATS
   ============================================================ */
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;margin-top:4rem;text-align:center}
.stat-box{background:var(--bg2);border:1px solid var(--border);padding:2.5rem 2rem;transition:all .35s}
.stat-box:hover{border-color:var(--border2);box-shadow:var(--sh)}
.stat-n{font-family:var(--fh);font-size:3rem;font-weight:700;color:var(--pur);line-height:1}
.stat-l{font-family:var(--fm);font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gray2);margin-top:.4rem}

/* ============================================================
   FAQ
   ============================================================ */
.faq{max-width:900px;margin:4rem auto 0}
.fq{border:1px solid var(--border);margin-bottom:1rem;cursor:pointer;transition:border-color .3s}
.fq:hover{border-color:var(--border2)}
.fq-q{display:flex;justify-content:space-between;align-items:center;padding:1.5rem 2rem}
.fq-qt{font-family:var(--fh);font-size:1.1rem;font-weight:600;color:var(--pur)}
.fq-icon{font-family:var(--fm);font-size:1.2rem;color:var(--gold);transition:transform .3s;flex-shrink:0}
.fq.open .fq-icon{transform:rotate(45deg)}
.fq-a{padding:0 2rem 1.5rem;font-size:.88rem;line-height:1.85;color:var(--body);display:none}
.fq.open .fq-a{display:block}

/* ============================================================
   CTA SECTION
   ============================================================ */
.cta-sect{background:var(--pur);padding:8rem 4rem;text-align:center;position:relative;overflow:hidden}
.cta-sect::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:800px;height:600px;background:radial-gradient(circle,rgba(201,168,76,.07) 0%,transparent 65%);pointer-events:none}
.cta-inner{max-width:800px;margin:0 auto;position:relative}
.cta-eye{font-family:var(--fm);font-size:.65rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold2);margin-bottom:2rem;display:flex;align-items:center;justify-content:center;gap:.8rem;font-weight:500}
.cta-eye::before{content:'';width:2.5rem;height:1.5px;background:var(--gold2)}
.cta-tit{font-family:var(--fh);font-size:clamp(3.5rem,8vw,7rem);font-weight:700;line-height:.88;letter-spacing:-.03em;margin-bottom:2rem;color:#fff}
.cta-tit em{color:var(--gold2);font-style:italic}
.cta-sub{font-size:1.05rem;color:rgba(255,255,255,.7);max-width:460px;margin:0 auto 3.5rem;line-height:1.9;font-weight:400}
.cta-em{font-family:var(--fm);font-size:.65rem;letter-spacing:.14em;color:rgba(255,255,255,.38);display:block;margin-top:1.5rem}

/* ============================================================
   UW SUITE SPECIFIC
   ============================================================ */
.uw-lender-list{display:flex;flex-direction:column}
.uw-lrow{display:flex;align-items:center;justify-content:space-between;padding:.85rem 0;border-bottom:1px solid var(--border)}
.uw-lrow:last-of-type{border:none}
.uw-ln{font-family:var(--fm);font-size:.72rem;color:var(--pur);font-weight:500}
.uw-m{font-family:var(--fh);font-size:1.1rem;font-weight:700}
.mh{color:#1A7A45}.mm{color:var(--gold)}.ml{color:var(--gray2)}

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start;margin-top:5rem}
.ci-item{display:flex;gap:1.2rem;align-items:flex-start;margin-bottom:2rem;padding-bottom:2rem;border-bottom:1px solid var(--border)}
.ci-item:last-child{border-bottom:none}
.ci-ic{width:44px;height:44px;background:var(--bg2);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:1.2rem}
.ci-label{font-family:var(--fm);font-size:.6rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:.3rem}
.ci-val{font-family:var(--fh);font-size:1.1rem;font-weight:600;color:var(--pur)}
.ci-sub{font-size:.82rem;color:var(--body);line-height:1.7;margin-top:.3rem}
.contact-form{background:var(--bg2);border:1px solid var(--border);padding:3rem}
.cf-title{font-family:var(--fh);font-size:2rem;font-weight:700;color:var(--pur);margin-bottom:.5rem}
.cf-sub{font-size:.88rem;color:var(--body);margin-bottom:2rem;line-height:1.7}
.cf-group{margin-bottom:1.4rem}
.cf-label{font-family:var(--fm);font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:var(--pur);display:block;margin-bottom:.5rem;font-weight:500}
.cf-label .req{color:var(--gold)}
.cf-input{width:100%;padding:.85rem 1.2rem;border:1.5px solid var(--border);background:#fff;font-family:var(--fb);font-size:.95rem;color:var(--pur);outline:none;transition:border-color .25s}
.cf-input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.08)}
.cf-input::placeholder{color:var(--gray2)}
.cf-select{width:100%;padding:.85rem 1.2rem;border:1.5px solid var(--border);background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%231E0F47' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 1.2rem center;font-family:var(--fb);font-size:.95rem;color:var(--pur);outline:none;cursor:pointer;-webkit-appearance:none;appearance:none}
.cf-select:focus{border-color:var(--gold)}
.cf-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.cf-textarea{width:100%;padding:.85rem 1.2rem;border:1.5px solid var(--border);background:#fff;font-family:var(--fb);font-size:.95rem;color:var(--pur);outline:none;resize:vertical;min-height:110px;transition:border-color .25s}
.cf-textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.08)}
.cf-check{display:flex;align-items:flex-start;gap:.75rem;margin-bottom:.5rem}
.cf-check input[type=checkbox]{width:18px;height:18px;border:1.5px solid var(--border);cursor:pointer;flex-shrink:0;margin-top:2px;accent-color:var(--gold)}
.cf-check-lbl{font-size:.84rem;color:var(--body);line-height:1.6}
.ferr{display:none;color:#C0392B;font-size:.72rem;margin-top:.3rem;font-family:var(--fm);letter-spacing:.05em}
.cf-submit{width:100%;background:var(--pur);color:#fff;padding:1.1rem 2rem;font-family:var(--fh);font-size:1.1rem;font-weight:600;letter-spacing:.04em;border:none;cursor:pointer;transition:all .35s;margin-top:.5rem}
.cf-submit:hover{background:var(--gold);color:var(--pur)}
.cf-note{font-family:var(--fm);font-size:.6rem;letter-spacing:.08em;color:var(--gray2);text-align:center;margin-top:.8rem;line-height:1.6}
.succ{display:none;background:rgba(26,122,69,.06);border:1px solid rgba(26,122,69,.2);border-left:4px solid #1A7A45;padding:2rem;border-radius:2px;margin-top:1rem}
.succ h4{font-family:var(--fh);font-size:1.2rem;font-weight:700;color:#1A7A45;margin-bottom:.5rem}
.succ p{font-size:.88rem;color:var(--body);line-height:1.7}

/* ============================================================
   BLOG
   ============================================================ */
.blog-filter{display:flex;gap:.75rem;flex-wrap:wrap;margin-bottom:3rem}
.bf{font-family:var(--fm);font-size:.6rem;letter-spacing:.14em;text-transform:uppercase;padding:.45rem 1rem;border:1px solid var(--border);color:var(--gray);cursor:pointer;transition:all .25s;background:transparent}
.bf.act,.bf:hover{background:var(--gold);border-color:var(--gold);color:var(--pur)}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.bl-card{background:#fff;border:1px solid var(--border);padding:2.5rem;cursor:pointer;transition:all .35s;position:relative;overflow:hidden}
.bl-card::after{content:'';position:absolute;bottom:0;left:0;width:0;height:3px;background:linear-gradient(to right,var(--pur),var(--gold));transition:width .45s}
.bl-card:hover{box-shadow:0 16px 60px rgba(30,15,71,.1);transform:translateY(-3px)}
.bl-card:hover::after{width:100%}
.bl-card.feat{grid-column:1/3;background:var(--bg2)}
.bl-tag{font-family:var(--fm);font-size:.58rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:1rem;font-weight:500}
.bl-title{font-family:var(--fh);font-size:1.5rem;font-weight:700;color:var(--pur);line-height:1.15;margin-bottom:1rem}
.bl-card.feat .bl-title{font-size:2rem}
.bl-exc{font-size:.86rem;line-height:1.85;color:var(--body);margin-bottom:1.5rem}
.bl-meta{font-family:var(--fm);font-size:.6rem;letter-spacing:.1em;color:var(--gray2);text-transform:uppercase}
.bl-read{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--fm);font-size:.6rem;letter-spacing:.12em;color:var(--gold);text-transform:uppercase;margin-top:1.2rem;transition:gap .3s;font-weight:500}
.bl-card:hover .bl-read{gap:.9rem}

/* ============================================================
   FOOTER
   ============================================================ */
footer{background:var(--pur2);border-top:1px solid rgba(255,255,255,.07);padding:5rem 4rem}
.fg{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:4rem;max-width:1380px;margin:0 auto 4rem}
.fbrand p{font-size:.86rem;color:rgba(255,255,255,.55);line-height:1.85;margin-top:1.2rem;max-width:260px;font-weight:400}
.fct{font-family:var(--fm);font-size:.62rem;letter-spacing:.25em;text-transform:uppercase;color:var(--gold2);margin-bottom:1.5rem;font-weight:500}
.fls{display:flex;flex-direction:column;gap:.75rem}
.fls a{font-size:.86rem;color:rgba(255,255,255,.55);transition:color .25s;font-weight:400}
.fls a:hover{color:#fff}
.fbot{max-width:1380px;margin:0 auto;padding-top:2rem;border-top:1px solid rgba(255,255,255,.07);display:flex;justify-content:space-between;align-items:center}
.fcp{font-family:var(--fm);font-size:.62rem;letter-spacing:.12em;color:rgba(255,255,255,.3);text-transform:uppercase}

/* ============================================================
   KEYFRAMES
   ============================================================ */
@keyframes fsl{to{opacity:1;transform:translateX(0)}}
@keyframes fsr{to{opacity:1;transform:translateX(0)}}
@keyframes fup{to{opacity:1;transform:translateY(0)}}
@keyframes tkanim{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:1200px){nav,nav.stk{padding:1rem 2rem}.nlinks{gap:1.2rem}}
@media(max-width:900px){.nlinks{display:none}.ntog{display:flex}}
@media(max-width:1100px){
  .si{padding:6rem 2rem}
  .ph{padding:8rem 2rem 0}
  .ph-inner{grid-template-columns:1fr;padding-bottom:7rem;gap:2rem}
  .hero{grid-template-columns:1fr;min-height:auto}
  .hero-right{display:none}
  .hero-left{padding:8rem 2rem 5rem}
  .hstats{flex-wrap:wrap;gap:2rem}
  .card-grid{grid-template-columns:1fr 1fr}
  .ds-grid{grid-template-columns:1fr;gap:3rem}
  .plans-grid{grid-template-columns:1fr}
  .tc-grid{grid-template-columns:1fr}
  .fg{grid-template-columns:1fr 1fr;gap:3rem}
  .dark-strip{padding:5rem 2rem}
  .feat-grid{grid-template-columns:1fr}
  .stats-row{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr;gap:3rem}
  .cf-row{grid-template-columns:1fr}
  .nd-mega{width:95vw}
}
@media(max-width:768px){
  .card-grid{grid-template-columns:1fr}
  .fg{grid-template-columns:1fr}
  .fbot{flex-direction:column;gap:1rem;text-align:center}
  .blog-grid{grid-template-columns:1fr}
  .bl-card.feat{grid-column:auto}
}